Calculate your Zakat accurately with authentic Islamic references and guidelines
"And establish prayer and give Zakat."
(Surah Al-Baqarah, 2:110)
Zakat (Arabic: زكاة) literally means "purification" and "growth." It is a compulsory charity ordained by Allah upon every eligible Muslim who possesses wealth above the Nisab threshold for one lunar year. Zakat purifies one's wealth and soul, fosters social justice, and establishes economic balance in the Muslim community. It is the third pillar of Islam and an obligation (Fard) for every Muslim who meets the necessary conditions.
"Islam is built upon five: the testimony that there is no deity worthy of worship except Allah and that Muhammad is the Messenger of Allah, establishing the prayer, paying Zakat, fasting Ramadan, and pilgrimage to the House for whoever is able to find a way."
Total Assets
$0.00
Total Liabilities
$0.00
Net Zakatable Wealth
$0.00
Nisab Threshold (85g Gold)
$5,700.00
Your Zakat Payable (2.5%)
The minimum amount of wealth one must have before Zakat becomes obligatory. Equivalent to 85g of gold or 595g of silver.
Zakat is due after one lunar year (354 days) of possessing wealth above the Nisab threshold.
The standard Zakat rate is 2.5% (1/40) of your total zakatable wealth after deducting liabilities.
Essential Islamic guidelines for calculating and distributing Zakat
Zakat is obligatory only upon Muslims. Non-Muslims are not required to pay Zakat, though they may give charity voluntarily.
The person must be of sound mind and have reached puberty. Zakat is not obligatory on children or the insane, though guardians may pay on their behalf.
Complete ownership of the wealth with freedom to use it as desired. Wealth held in trust or uncertain ownership is not subject to Zakat.
The wealth must have the potential to grow or generate profit. Personal items like homes, cars, and furniture are generally exempt.
One lunar year (354 days) must pass while maintaining wealth above the Nisab threshold. Agricultural produce and minerals have different rules.
Wealth must reach or exceed the Nisab threshold after deducting immediate debts and expenses. If below Nisab, Zakat is not obligatory.
Weight: 85 grams of pure gold
Current Value: Varies with market price
Preferred by: Most contemporary scholars
Reason: Gold maintains value better than silver
وَالَّذِينَ يَكْنِزُونَ الذَّهَبَ وَالْفِضَّةَ
"And those who hoard gold and silver..." (Quran 9:34)
Weight: 595 grams of pure silver
Current Value: Lower than gold standard
Preferred by: Some classical scholars
Reason: Original Prophetic measurement
"There is no Zakat on less than five awsuq (measurements) of dates, and there is no Zakat on less than five awaq of silver."
Sahih al-Bukhari 1447
| Currency | Gold Standard (85g) | Silver Standard (595g) | Recommended |
|---|---|---|---|
| US Dollar (USD) | $5,700 | $430 | Gold Standard |
| Euro (EUR) | €5,200 | €390 | Gold Standard |
| British Pound (GBP) | £4,500 | £340 | Gold Standard |
| Saudi Riyal (SAR) | 21,400 ر.س | 1,610 ر.س | Gold Standard |
Values are approximate and change with market prices. Check current gold/silver prices for exact calculations.
All cash on hand, checking accounts, savings accounts, fixed deposits, and any liquid assets. Zakat is due on the total amount after one lunar year.
Jewelry, bullion, coins, or any items made of gold or silver held for investment or savings. Personal jewelry for regular use is exempt according to many scholars.
Stocks, bonds, mutual funds, retirement accounts, and other investments. Calculate based on market value. Zakat on shares differs based on company type.
Goods purchased for resale, raw materials, and finished products. Calculate based on current market value, not purchase price. Business assets are also included.
Crops and fruits. Zakat is due at harvest time, not after lunar year. Rate depends on irrigation method: 10% if rain-fed, 5% if irrigated.
Camels, cattle, sheep, and goats that graze on public pasture for most of the year. Different Nisab thresholds apply for each type of animal.
إِنَّمَا الصَّدَقَاتُ لِلْفُقَرَاءِ وَالْمَسَاكِينِ وَالْعَامِلِينَ عَلَيْهَا وَالْمُؤَلَّفَةِ قُلُوبُهُمْ وَفِي الرِّقَابِ وَالْغَارِمِينَ وَفِي سَبِيلِ اللَّهِ وَابْنِ السَّبِيلِ ۖ فَرِيضَةً مِّنَ اللَّهِ ۗ وَاللَّهُ عَلِيمٌ حَكِيمٌ
"Zakat expenditures are only for the poor and for the needy and for those employed to collect [Zakat] and for bringing hearts together [for Islam] and for freeing captives [or slaves] and for those in debt and for the cause of Allah and for the [stranded] traveler - an obligation [imposed] by Allah. And Allah is Knowing and Wise."
(Surah At-Tawbah, 9:60)
Those who don't have enough to fulfill their basic needs. They may receive enough to meet their needs for one year.
Those in extreme difficulty who don't ask for help. They may be worse off than the poor but maintain dignity.
Those employed to collect, manage, and distribute Zakat. They receive wages even if they're wealthy.
New Muslims or those whose hearts are to be reconciled to Islam. This includes potential converts and community leaders.
To free slaves or captives. Today includes helping victims of human trafficking and paying ransoms for captives.
Those burdened by debt incurred for legitimate needs (not sinful purposes). They receive enough to clear their debts.
For jihad in Allah's way, including supporting mujahideen, building mosques, Islamic schools, and da'wah activities.
Stranded travelers who need money to reach their destination, even if they're wealthy in their own country.
The home you live in is exempt from Zakat, regardless of its value. This includes furniture, appliances, and personal vehicles for transportation.
Investment properties and rental homes ARE subject to Zakat.
According to many contemporary scholars, gold and silver jewelry for personal use is exempt. However, some scholars (Hanafi) consider it zakatable if above nisab.
Conservative approach: Pay Zakat on all gold/silver to be safe.
Cars, motorcycles, and other vehicles used for personal transportation are exempt. Commercial vehicles used for business ARE subject to Zakat.
Tools, equipment, and books used for your profession or education are exempt. This includes computers for work, medical equipment for doctors, etc.
Debts due within one year can be deducted from your assets before calculating Zakat. Long-term debts (like mortgages) are not fully deductible.
Wealth on which Zakat has already been paid during the current lunar year is exempt until the next haul year passes.
When in doubt about whether an item is subject to Zakat, consult with a qualified Islamic scholar. The conservative approach is to include questionable items in your calculation to ensure you fulfill your obligation completely. Remember that Zakat purifies your wealth and earns immense reward from Allah.
Purifying wealth and building community through Islamic charity
Zakat purifies wealth from greed and selfishness. The word "Zakat" itself means purification and growth. By giving Zakat, Muslims acknowledge that all wealth belongs to Allah and they are merely trustees.
Zakat cleanses the soul from the sins of greed, miserliness, and love of wealth. It develops generosity, compassion, and concern for others, transforming the character of the giver.
The Prophet (PBUH) said: "Give charity without delay, for it stands in the way of calamity." (Tirmidhi) Zakat serves as protection for wealth and brings blessings in remaining wealth.
Allah multiplies rewards for Zakat manifold. The Quran says: "The example of those who spend their wealth in the way of Allah is like a seed which grows seven spikes; in each spike is a hundred grains." (2:261)
Zakat systematically redistributes wealth from the rich to the poor, ensuring basic needs are met for all members of society. It's the world's first comprehensive social security system.
Zakat prevents extreme wealth concentration and promotes economic circulation. Money in hands of the poor gets spent quickly, stimulating local economies and creating demand for goods/services.
Zakat fosters bonds between rich and poor, eliminating class hatred and resentment. The wealthy fulfill their duty, and the needy receive help with dignity as a right, not charity.
Zakat funds can be used for education, healthcare, infrastructure, and small business loans, empowering communities to become self-sufficient rather than perpetually dependent.
مَا نَقَصَتْ صَدَقَةٌ مِنْ مَالٍ
"Charity does not decrease wealth."
Sahih Muslim 2588
The Prophet Muhammad (PBUH) taught that giving in charity - including Zakat - never decreases one's wealth. Rather, it increases blessings, protects from loss, and multiplies rewards in this life and the hereafter.
Use our calculator to determine your Zakat accurately, then distribute it to deserving recipients through trusted Islamic charities or directly to those in need in your community.